Buying a Home in Chicago | Mattz Mega Group

Buying a home in Chicago?

Purchasing a residential home or commercial property can be a daunting task, especially if it’s your first time. That’s why you need a real estate team to advise you on the best steps to take when browsing homes for sale. Regardless of whether you already have a wish list or are just getting started, Mattz Mega Group is here to help.

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Find Your Dream Home

As a partner of Keller Williams, we have access to over a million listings surrounding Lake Michigan and beyond. If you’re buying in Chicago, our real estate agents can help you find the best mortgage rate, narrow your house search, and find a home priced within your budget limits. We’re committed to making the process of buying a home or property as simple as possible so you can meet your goals.

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Steps to Buying a Home in Chicago

If you’re a first time buyer, understanding the process of owning a home can seem complicated. That’s why having a realtor is so important. With Mattz Mega Group, you can trust that you’ll receive the support needed to buy a home in Chicago. Our realty team is composed of experienced and bilingual professionals ready to serve you.

Here’s a quick overview of what a typical house buying process with Mattz Mega Group looks like.

1. Meet Our Team

Establish our agency relationship in writing
Determine the best type of financing that will work for you to get
pre-approved by your lender
Search for a property that meets your needs

2. Find the Home of Your Choice

Schedule showings at properties of your choice with your Mattz Mega Group representative
Connect with local mortgage lenders who can counsel you and provide you with all of the information to make the best financial decision for you and your family. (A letter from a lender is required to view properties and make an offer.)

3. Make An Offer on the Property

Understand the contract and work with Mattz Mega Group to negotiate on your behalf
Acceptance of the contract will be contingent upon a home inspection and financing

4. Schedule a Home Inspection

The home inspector is hired by the buyer to inspect the main systems of the house including roofing, plumbing, mechanical, and electrical systems. As a buyer, you may choose to have other inspections including structural, well/septic, lead-based point, and others
As the buyer, you should be present during the inspection process if possible to better understand the house and any issues

5. Receive Appraisal Report

The lender will send a licensed appraiser out to determine current market value of the house

6. Select a Title Company or Attorney

Check to make sure that there are no liens and/or judgments against the property
Obtain Title Insurance to protect against any future claims on the home’s title

7. Choose a Homeowner's Insurance Company

Have the Insurance Company send a policy in the amount of the sale price of the property. (This policy is effective on the date of closing and is paid for a year in advance.)

8. Obtain Loan Approval

Your application is complete when the loan officer receives employment verification, the appraisal, verification from your bank that you have enough money in the bank to cover the closing costs and down payment, rental verification, credit report, and any other personal information.
Once received, this information is then submitted to an underwriter for loan approval

9. Have Your Final Walk-Through

Check to make sure the property is in the same condition that it was when your first saw it
Check the plumbing, heating, air conditioning, appliances, and any repairs that the Seller agreed to make

10. Close on the Property

As the buyer, you will bring “good funds” to closing (A wire transfer made to the Title Company)
A Mattz Mega Group representative and the lender will go over all of the final figures with you before signing the necessary documents
From start to finish, the closing process takes about an hour

Stand Out from the Crowd

Get Your Offer Accepted

As real estate leaders in Chicago, IL, we’ve had the privilege of helping homeowners and investors close on a variety of properties. This experience has given us the ability to know just what sellers are looking for when it comes to accepting an offer, a skill that is vital in today’s competitive market. When you get ready to place an offer, you can trust that we’ll do everything in our power to make sure you stand out from the crowd and get the home you want.

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What Our Clients are Saying

I used Mattz Realty Group to buy and sell properties couple of times. I like their services, very detail and effective. They sold my house in a very short time.

-Connie

James did a great job in finding them a new home they've been living for the last 20 years and they are loving it. Will definitely use James's service again.

-Lashawn

It was great! They're extremely helpful people working in the company. For us personally, we sold the building last year and the whole experience was was good. The whole process was very smooth.

-George

Very impressed with James' approach. He was kind, polite patient and has a very organized marketing plan and the transaction went very smoothly, they closed in 13 days. James is an excellent Broker, couldn't be more grateful.

-Annie

Mr Mattz has been compassionate, and concerned due to my situation. Ordinarily you won't expect a stranger to put his self out, the way he did for me. I have a tenant who has not paid rent for 2 years. Mr Mattz provided me with the necessary resources that I needed. All of this was done without a contact, indicating I would use his company when the tenant moved out.

-Demetris

I've bought and sold several homes using James Mattz and his teams over the years experience has been executed professionally and I have the upmost confidence in James and his team. I consider Jameses team to be a lifelong resource for me my family and friends.

-Kevin

I have received excellent service from Mattz Mega Group on more than one occasion. This Group listens and delivers in a timely manner. They exhibit the utmost professionalism. This is a group you can depend on to sell your home and/or find your dream home!

-Kim

The Mattz Mega Group was very professional and responsive to all my needs. It was a very smooth process that left no room for me stress about anything. I would highly recommend there services for your real estate needs. James and his team was very nice and informative, I'm happy they were able to get the deal done.

-Marci

We were in a situation where we lived out of state and our renters moved. I contacted the Mattz group to handle the sale of my house for me. They handled the complete sale without me having to be present. Shelly was very efficient, accommodating, courteous and kept me updated throughout the sale. Thank you to the Mattz group for making this transaction easy and stress free.

-Mr and Mrs Steed

When I put my home on the market it sold exactly in the manner of time that was given to me. I will always be grateful for working with Mattz Mega Group. I will keep you in mind when I am ready to purchase.

-Shirley

I can't thank you enough for connecting me with Maggie and the Mattz Group. I thought I was just getting Maggie, but I got the whole team. They all went above and beyond and wouldn't rest until I found my perfect home. I am forever grateful!

-Tinisha

I felt honored working with the Mattz group. It gave me great joy to see the dedication the team put into selling property. It was unbelievable how quickly the team would sell the property no matter what condition it would be in it sold.

-Tony

The Mattz Group was able to sell my home before it hit the market. They updated me weekly on the process and what stage it was in. | closed 6 weeks after giving Mr. Matz the listing. Thank you Mattz Group for an overall great experience.

-Verhonda

My experience with Mr. Mattz, Steve, and of course Maggie, EXCELLENCE, they are professional, kind, caring, helpful, resourceful, hard working and very patient! Overall awesome human beings!

-Rose Mary

James and his team did a wonderful job in selecting price point and strategies for my property. I went with the recommendation that James presented and within 3 days, we got the property listed. We sold the property above the market price at exactly on how much James predicted would have happened. Overall, his experience is proven and very well appreciated! Thanks James!

-Kevin

SOLD: 430 Dixie Hwy, Chicago Heights

My dear brother james, I cannot thank you enough for helping me sell my property (the sunnoma professional building, on 430 dixie highway, in chicago heights. Thank you very much my brother!!! Hope you and your family are doing well and staying safe from this our scary pandemic coronavirus environment !!! Your sister from another mother, Helen okorafor

-Helen Okorafar

SOLD: 17146 Ingleside Ave, South Holland

James Mattz and the team were awesome. I was very impressed how organized they were and extremely impressed on how fast our house sold. Our first meeting I was surprised James Mattz came himself and did not send a representative. It started off great. After our first meeting we had showings immediately. Our house sold in 7 days. Thank you so much! We truly appreciate you all.

Nicole Stokes

SOLD: 1834 S Ridgeway Ave, Chicago

Thank you to Mr. James Mattz, Ms. Shelly King, and the Mattz Group for working diligently and earnestly on getting my building sold. You guys did a great job. My building was sold even with tenants still there. Me and my sister was greatly relieved and we thank you so very much. I highly recommend anyone looking to sell property to come to you, the Mattz Group. Thank you again.

Betty and Madeline

My dear brother James, I cannot thank you enough for helping me sell my property (the sunnoma professional building, on 430 Dixie Highway, in Chicago heights. Thank you very much my brother!!! Hope you and your family are doing well and staying safe from this our scary pandemic coronavirus environment !!! Your sister from another mother,

-Helen Okorafor

Thank you to Mr. MATTZ and his wonderful group of professionals!!! From the beginning of the process to sell my home, Mr. MATTZ and his staff were informative and diligent in getting me prepared and ready to take each step. No question was too great or small, and the answer/response was expedient. I highly recommend the Mattz group for their experience and results.

-Camille Summers

Maggie was my realtor and she helped me buy my first condo. She was patient, thoughtful, and knowledgeable. I felt confident and informed throughout the whole process, which I really appreciated!

-Tiffany Breyne

Theresa Laws

Kudos to James Mattz and the team for another satisfactory sale with this client. I have worked with them before and enjoy their excellent service and attention to detail. A major hiccup caused by me was worked out to perfection by this company and all ended well. Thanks Mattz Group. Do not hesitate to give them a call.

-Theresa Laws

The Mattz Mega Group was very professional and responsive to all my needs. It was a very smooth process that left no room for me stress about anything. I would highly recommend there services for your real estate needs. James and his team was very nice and informative. I’m happy they were able to get the deal done.

-Marci Haynes

Ready to start your search?

Buying a house or commercial property in the Windy City can be overwhelming. Our real estate agents are ready to help you find the right property to meet your needs.